We recently received an email from our bank institution about financial scammers, and they gave some great tips on how to be one step ahead of them.
Impersonating your bank representative employee
A scammer may call, email or text you pretending to be from your bank. They may say there is fraud on your account or trick you into providing personal information to access your account.
Fake phone numbers
Scammers sometimes use technology that “spoofs” phone numbers. That means the Caller ID indicates that the call is coming from your bank, even though it’s not. Never offer personal or account information to someone who calls you directly, even if they say they’re from your bank. You can verify that you’re speaking with your bank by hanging up and calling the number on the back of your bank card or your account statement.
Sending money
Be careful when sending money. It’s vital to verify who the recipient is before sending money, as you might not be able to get your money back if accidentally sent to the wrong person. When sending money to a registered user with Zelle® from your bank account, you can see whose name is registered to the phone number or email on the other end.
Always confirm the recipient is who they say they are before you send money.
Always check with your bank if you received any calls, emails are texts about your account.
Also, government agency helps protect consumers from deceptive or fraudulent practices and has a comprehensive list of financial scams. Click on the link below to find out more information.
